Press release

Vilja and Bosam win two awards at IBS Intelligence Global Innovation Awards 2022

Vilja, the leading Nordic cloud-native core banking platform vendor, wins together with the fast-growing company Bosam two awards – “Most Innovative API / Open Banking Model: Most Adaptable Deployment” and “Most Innovative API / Open Banking Model: Most Agile Deployment” at the fourth annual IBSi Global Fintech Awards 2022 ceremony.

The prestigious IBSi awards recognize technology players for their excellence in driving impact through banking technology implementations and innovations using emerging technologies. This year it is a truly global celebration of the best in banking and fintech, with 151 submissions across 43 countries.

Vilja and Bosam were recognized for their unique Credit Application Process for housing co-operatives launched earlier this year. Vilja platform offers a smooth customer experience through the digital, automated and flexible credit verification process. Utilization of Open Banking APIs provides a more exact decision based on both real-time verified data instead of relying on old historical data, as well as identification of risk patterns. The decision can be made within minutes instead of days.

“We congratulate Vilja and Bosam on their successful launch of a unique credit application process using APIs to access verified Open Banking data in a pioneering way” commented Nikhil Gokhale, Head of Research at IBS Intelligence.

“We are honored to be recognized for our state-of-the-art banking technology that enables banks and fintech to create cutting-edge banking products and services. Especially happy to win this award together with our customer Bosam, says Fredrik Ulvenholm, CEO at Vilja.

“We are very proud of the product and process that we have managed to create together with Vilja and also honored by the recognition from IBSi”, continues Timmy Andersson, CCO at Bosam.

For more information, please contact:

Fredrik Ulvenholm, CEO at Vilja,

About Bosam

Bosam is a real estate financing company with the mission to give, primarily, the young generation a chance to enter the housing market. Bosam has developed and successfully launched a new financing model for co-ops that enables 50-70% lower apartment price compared to traditional co-op apartments. More information at

About IBS Intelligence (IBSi)

Established in 1991, UK headquartered IBS Intelligence is the world’s most trusted source of Financial Technology News, Research & Advisory. IBSI’s Sales League Table is the global industry barometer ranking leading banking technology suppliers. More information at


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