Press release

Qred selects Vilja Platform to deliver their next-generation deposit offerings

As of April, Sweden’s most recent bank, Qred, successfully launched deposit offerings to the general public in Sweden.

Vilja’s cloud-native core banking technology enables Qred to configure and launch deposit products with flexibility, speed, and offers seamless integrations with other technology providers. The project was delivered in a timely manner and from project kick-off to launch it only took four months to be up and running.

– “We want a turn-key deposit solution that is easy to implement and with functionalities that enables us to rapidly expand our deposit product portfolio. For us, speed and agility are important, as well the advantages of a cloud-native delivery, including continuous updates and adherence to the highest security and compliance standards. Our cooperation with Vilja has been smooth and the project was successfully delivered both on time and budget,” says Emil Sunvisson, CEO at Qred.

– “We are proud to work with Sweden’s newest bank and be part of Qred’s exciting journey ahead. Having Qred on our banking platform further strengthens our position as the leading cloud-native provider for deposit solutions in Sweden,” says Fredrik Ulvenholm at Vilja.

Vilja is the leading vendor for deposit in Sweden and stands out with its cloud-native architecture and modular design. The comprehensive end-to-end solution offers significant improvements in efficiency and lowers the total cost of ownership (TCO). With its API-first approach, Vilja Deposit is designed for self-service and automation, ensuring a seamless and superior customer experience. By integrating all necessary functionalities into a single system, Vilja Deposit empowers banks and financial institutions with a streamlined and user-friendly platform.

For more information, please contact:

Fredrik Ulvenholm, CEO at Vilja,

Emil Sunvisson, CEO at Qred,

About Qred
Founded in 2015 by entrepreneurs for entrepreneurs, Qred is Europe’s newest bank for small businesses. The fintech company has been recognized by the Financial Times for four consecutive years as one of Europe’s fastest growing companies and is the market leader in northern Europe. With operations in Sweden, Finland, Denmark, the Netherlands, Brazil, Belgium and Norway, Qred has helped over 50,000 businesses. Qred’s fully automated, proprietary credit scoring system allows Qred to quickly and competitively give entrepreneurs what they need to grow.


Deposit Accounts

Vilja Deposit – Power and control your cash inflow

• Superior customer experience: Modern “My Pages” built for self-service and automation
• User friendly and extensive back-office: Designed for easy product management, smooth servicing and rich compliance functionality
• Complete end-to-end solution with modular approach: Cover the full customer life cycle, KYC & servicing, both at onboarding and recurring