Swedish fintech Nstart is ramping up operations in Norway as its first market outside Sweden. Nstart has partnered with Vilja for the supply of core banking lending solutions in Norway. 

Nstart AB is a Stockholm-based fintech and credit institution, challenging legacy credit models and growing over-indebtedness with new technology and methodology for sustainable lending. Using in-depth data analytics, Nstart specifically offers highly indebted consumers the opportunity to refinance loans and credits, lower costs and take back control of their own finances. 

Vilja Consumer Loans is a complete end-to-end solution that is designed for self-service and automation. It is designed with a customizable building block architecture using  
microservices. The solution runs on Kubernetes to ensure scalability, resilience and the highest availability. In addition, our extensive APIs allow for flexible integrations and create customer value by enabling unique digital journeys based on insightful algorithms. 

“With rising interest rates and costs, a growing number of consumers will need to find ways out of overconsumption and indebtedness. We have been highly successful in supporting Swedish consumers lower their costs and free themselves from expensive loans and credits. We are happy to now be ramping up our operations in Norway as well and to provide Norwegian consumers with the same opportunity”, says Daniel Ahrenby, CEO at Nstart. 

“We are proud of the continued trust to grow together with Nstart. Launching and now growing with Nstart in Norway is an important milestone as we continue our expansion across Northern Europe, and this is yet another proof point that our platform enables fintechs and banks to quickly scale and enter new markets,” continues Fredrik Ulvenholm, CEO at Vilja 
 

For more information, please contact:  

Fredrik Ulvenholm, CEO at Vilja, fredrik.ulvenholm@viljasolutions.com  

Daniel Ahrenby, CEO at Nstart, daniel.ahrenby@nstart.com 

About Nstart 

Nstart AB, is a Swedish fintech and licensed credit institution, challenging legacy credit models and growing over-indebtedness among consumers, with new technology and methodology for sustainable lending. Using superior in-depth data analytics, Nstart offers highly indebted consumers an opportunity to refinance loans and credits, take back control of their own finances and start a path towards freedom of debt. The company was founded in 2016 by fintech entrepreneur Oliver Hildebrandt (Ark Kapital, Zensum, Fakturino, Jureskogs). Nstart had sales of EUR 14 million in 2021, and has approximately 7,000 customers. Nstart is headquartered in Stockholm and operates in Sweden and Norway.