Let's shape the future of banking. Together.

Our digital core banking platform is lots of things. Modular. Fit-for-purpose. API first. Automated. Cloud-native. And everything in a single platform. It’s all designed to quickly turn ideas into reality – by giving you better building blocks to work with.

The new way of banking

Digitalization changed banking forever. And the rate of change is only accelerating, with next-generation consumers demanding ever more innovative banking services.

That’s why you need a fast, future-proof platform that grows with you, and your customer’s expectations. You need a platform that not only helps you keep up, but also lets you stay ahead of the pack.

Thankfully, that’s precisely what we offer.

What bank will you build?

No matter the brilliant bank you have in mind, our cloud-based core banking platform will bring it to life quicker, easier, and with a whole lot less pain.

Our years of experience have taught us what works (and what doesn’t) and how to make our customers successful.

Create New Revenue Streams

Purpose-built APIs lets you rapidly launch innovations or quickly enter new markets

Highly Automated

To minimize errors and reduce TCO while delivering personalized experiences

Cloud Native

A single Kubernetes-based system that offers instant scalability and agile deployment

Modular Architecture

With market-ready building blocks you can start small, scale and easily add new solutions

Compliant & Secure

Security designed into the core, coupled with industry-standard compliance

Embedded Analytics

Know where you are, so you can focus on your customers to grow your business

What our customers say

We’re super proud of our ongoing customer relations. It’s because they know at Vilja we work hard to exceed their expectations to build amazing things together.

Our Happy Customers

Qred Bank

Qred selects Vilja Platform to deliver their next-generation deposit offerings.

BNP Paribas Personal Finance

BNP Paribas Personal Finance selected Vilja Platform for their savings offerings.

Hoist Finance

Hoist Finance is Europe’s leading purchaser of non- performing consumer debts.


We are delighted to announce that we have selected Vilja Deposit. This is a continuation of our long-standing, strategic partnership with Vilja. Our primary objective is to ensure that our customers continue to receive exceptional deposit offerings. Vilja has demonstrated the necessary expertise and commitment to fulfill our requirements.
Annika Olsson
Nordic CEO at BNP Personal Finance
There are multiple reasons for us to choose Vilja, but the two main reasons are that we need a modern futureproof solution that allows us to rapidly grow in new markets and launch new products, and at the same time stay compliant.`
Jouni Selin
CEO, OPR Finance
Since 2007 we have worked closely with Vilja to build our business to where we are today with more than 100 000 customers with consumer loans, credits and deposits. We need a modern and agile supplier to support our business by quickly responding to our customers’ ever-changing needs and demands.
Klas-Johan Claeson
CEO at SevenDay Bank
We needed a future-proof solution that would support our rapid growth and international expansion. Vilja offers an automated, flexible platform that allows us to quickly innovate and stay competitive. This along with first class support was crucial when we decided Vilja as our new supplier.
Dániel Bárány
ERP Manager, Hoist Finance

Contact us

Ready to take the next step in learning how to build a bank for the future? We understand you might have a few questions and would love to answer them for you. You have our 100% commitment.

Deposit Accounts

Vilja Deposit – Power and control your cash inflow

• Superior customer experience: Modern “My Pages” built for self-service and automation
• User friendly and extensive back-office: Designed for easy product management, smooth servicing and rich compliance functionality
• Complete end-to-end solution with modular approach: Cover the full customer life cycle, KYC & servicing, both at onboarding and recurring