Let's shape the future of banking. Together.

Vilja core banking platform combines composable architecture, cloud-native infrastructure, and end-to-end automation in a single secure platform — helping banks reduce time-to-market and turn ideas into live products faster.

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Powering the banks for the future.

Digitalization has transformed banking forever, and the pace of change continues to accelerate. Next-generation consumers expect ever more innovative and seamless banking services.

That’s why you need a cloud-native, composable, and configurable platform designed to deliver cutting-edge innovation and digital banking solutions. A platform that can bring ideas to life faster, more efficiently, and with much less hassle. A platform to grow with.

Thankfully, that’s precisely what we offer.

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New Revenue Streams

Purpose-built APIs lets you rapidly launch innovations or quickly enter new markets

High Automation

To minimize errors and reduce TCO while delivering personalized experiences

Cloud Native

A single Kubernetes-based system that offers instant scalability and agile deployment

Composable Architecture

With market-ready building blocks you can start small, scale and easily add new solutions

Compliant & Secure

Security designed into the core, coupled with industry-standard compliance

Embedded Analytics

Know where you are, so you can focus on your customers to grow your business

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Reasons why banks choose a cloud-native core banking platform

The real question is why wouldn’t you choose a modern, cloud-native core? The numbers below speak for themselves – it improves your business, reduces your environmental impact, and your customers love it. By choosing the Vilja, you’re in safe hands.

Our promise to the market is to go the extra mile to always deliver on expectations. We are proud to say that we have achieved 100% successful customer implementations, and our commitment is global.

93%

Carbon reduction

60%

Less running costs

30%

Improved IT productivity

Zero

Costly upgrades

80%

Customers prefer a full digital banking CX

Recognitions & Awards

Recognized in Gartner Magic Quadrant, Core Banking Platforms, 2025

Recognized as a Major Player in IDC MarketScape, Core Banking Platforms 2024

Recognized as a Functionality Standout, Next-Gen Banking Platforms, 2024

Recognized as a New School vendor, Digital Banking Platforms 2022

Awarded IBSi Innovation Award for Most Innovative APIs, 2022

What our customers say

We’re super proud of our ongoing customer relations. It’s because they know at Vilja we work hard to exceed their expectations to build amazing things together.

Customer stories

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Testimonials

We are delighted to announce that we have selected Vilja Deposit. This is a continuation of our long-standing, strategic partnership with Vilja. Our primary objective is to ensure that our customers continue to receive exceptional deposit offerings. Vilja has demonstrated the necessary expertise and commitment to fulfill our requirements.

Annika Olsson

Nordic CEO at BNP Personal Finance

There are multiple reasons for us to choose Vilja, but the two main reasons are that we need a modern futureproof solution that allows us to rapidly grow in new markets and launch new products, and at the same time stay compliant.`

Jouni Selin

CEO, OPR Finance

For us it is important to have a modern and scalable platform with a proven and secure implementation process. We also value Vilja’s deep expertise and leading position in core banking technologies space. Everything has been according to plan and budget - from a smooth sales process to a successful delivery of the platform.

Håkan Selfvén

CEO at Coeli

We needed a future-proof solution that would support our rapid growth and international expansion. Vilja offers an automated, flexible platform that allows us to quickly innovate and stay competitive. This along with first class support was crucial when we decided Vilja as our new supplier.

Dániel Bárány

ERP Manager, Hoist Finance

Let's have a chat

Ready to take the next step in learning how to power your bank for the future? We understand you might have a few questions and would love to answer them for you. You have our 100% commitment.

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Let's shape the future of banking. Together.