Vilja is recognized as a Niche Payer, in their newly published report: Gartner Magic Quadrant for Retail Core Banking Systems, Europe 2025, authored by VP analysts Vittorio D’Orazio and Ali Merji.

The report evaluates 10 vendors that are active in Europe and compares the technology providers’ different strengths and challenges. This publication will aid bank CIOs in identifying solutions that best align with their business goals.

In the report Gartner identifies five key trends that are emerging and ongoing in the CBS market:

1. Composable technologies are enabling customization through components
2. Core banking is moving into the cloud
3. Business functionalities are creating differentiation between tenured and new CBS products
4. Banking ecosystems are becoming the norm
5. AI use is expanding beyond analytics and customer profiling.

“We’re incredibly proud to be recognized in the Gartner Magic Quadrant two years in a row and we believe this shows the strong momentum we have built. We are the market leader in the Nordics, growing fast internationally, and setting new standards in core banking with our technology and expertise. Our promise is clear: we deliver on time and on budget, and take full ownership of the delivery to ensure every customer’s success”” says Fredrik Ulvenholm, CEO at Vilja Solutions.

Download the report here.

For more information, please contact:

Madeleine af Ugglas, CMO at Vilja, madeleine.af.ugglas@viljasolutions.com

Gartner, Magic Quadrant for Retail Core Banking Systems, Europe, Vittorio D’Orazio, Ali Merji, 6th Oct 2025

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Gartner does not endorse any vendor, product or service depicted in its research publications, and does not advise technology users to select only those vendors with the highest ratings or other designation. Gartner research publications consist of the opinions of Gartner’s research organization and should not be construed as statements of fact. Gartner disclaims all warranties, expressed or implied, with respect to this research, including any warranties of merchantability or fitness for a particular purpose. Gartner Inc. Magic Quadrant for Retail Core Banking Systems, Europe 6th October 2025. By: Vittorio D’Orazio, Ali Merji.