Vilja Deposit Highlights

In release 35 we have continued to work on the internationalization of Vilja Platform, launching support for Deposits in own channel for the German market.

On the compliance side, we have improved performance related to the KYC invalidation process as well as increased the scope of handling selected customer statuses from Creditsafe. Furthermore, we have added a new option during onboarding. One can now make the external withdrawal account optional in this flow.

Vilja Loans Highlights

In this release, the major focus has been on enhanced calculation logic and greater flexibility in repayment configuration.

We’ve introduced daily interest calculation, allowing interest changes to take effect immediately, and a new fixed periodic cost repayment scheme that keeps invoice totals consistent even when interest fluctuates. Additionally, invoice due dates can now account for bank holidays, ensuring smoother payment planning.

To support data accuracy and automation, a new dynamic field recalculation job has been added, ensuring that formula-based dynamic fields across applications, accounts, and customers are always up to date before transfer to the data warehouse.

A new automated report distribution tool, enabling scheduled reports to be automatically generated and securely distributed via SFTP, helping to streamline reporting processes and reduce manual work.

Finally, we have made several usability enhancements, including the ability to quickly copy and configure products and offers, greatly simplifying the setup and speeding up time-to-market.

Read the detailed Release Notes on our Developer Page.