Hoist Finance AB (publ) is a pan-European financial group active within debt purchasing and receivables management. They specialize in the purchasing and management of non-performing and performing consumer receivables.

Vilja delivers its deposit platform with which Hoist Finance can offer consumers attractive savings services and thereby obtain a stable working capital for its operations. Vilja Deposit serves working capital in the UK (GBP), Germany (Euro), Poland (Zloty), Ireland (Euro), Austria (Euro), the Netherlands (Euro), and  Sweden (SEK) with aggregated reporting of multi-national operations to Swedish supervisory authorities.

Since November 2025, Hoist Finance’s savings offering - HoistSpar - is also live with Vilja Deposit in their own channel in Germany.

After a seamless replacement of Hoist’s earlier system, including all transaction data, Hoist where able to offer its customers three new deposit products in addition to its traditional Flex Saver. Read more about Hoist Finance.