Bosam innovates the Swedish market for housing co-operative loans and selects Vilja’s banking platform.

The fast-growing company Bosam selects Vilja’s cloud-based banking platform for its unique Credit Application Process for housing co-operatives (in Swedish “Bostadsrättsföreningar”).

Vilja’s platform provides a better customer experience through a digital, automated and flexible credit verification process.. More information at

  • Ensuring a quick, smooth and safe credit verification process using PSD2 data
  • A completely digital and automated system to offer a great customer experience and reduce TCO
  • Choosing a future-proof platform using the latest proven technology for agility and scalability

This is what they say

We, at Bosam, want to change the way you look at financial sustainability of housing co-operatives, ensuring that all residents, and thereby the co-ops, have healthy and stable financials. Through a smooth and safe process for the financial assessment of future members, we can ensure this. In the development of this digital platform, Vilja has been our preferred partner since the start.
Timmy Andersson
Chief Commercial Officer at Bosam

Deposit Accounts

Vilja Deposit – Power and control your cash inflow

• Superior customer experience: Modern “My Pages” built for self-service and automation
• User friendly and extensive back-office: Designed for easy product management, smooth servicing and rich compliance functionality
• Complete end-to-end solution with modular approach: Cover the full customer life cycle, KYC & servicing, both at onboarding and recurring